Having the right tools such as budgeting software can be ideal when it comes to maintaining a monthly basis and being able to evenly divide your money between the things you want, the things you need, and the things you want and need now.
But why is this guy selling an Excel spreadsheet (item #190097811246)? Especially when you can get about a dozen of them for free on the Microsoft website, I just gotta wonder what kind of business these guys do. I'm just wondering if an honor-system type business might be more suitable, where a person would up up their website and offer the software for free with donations being optional. That would be the business model for a lot of creators of open source software.
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